BANK OF AMERICA CORP /DE/ (BAC) — Moat, Quality & Fair Value

BANK OF AMERICA CORP /DE/ (BAC) has a Wide economic moat and a quality score of 47/100. It operates in the Financials sector.

Industry: Large & International Banks · Financials

Market share (2025): 5.7% of US money-center & super-regional banks · 9.6% of Wealth managers in the US (Global Wealth & Investment Management (Merrill, Private Bank)) · 8.8% of Investment banks & advisers (Global Markets)

Theme: Wealth & retirement (partial)

Economic moat: Wide. A wide moat indicates durable advantages likely to protect returns on capital for many years. Learn more about how we classify moats in our guide to economic moats.

Quality score: 47/100. This score combines seven weighted pillars — returns on capital, margin strength, cash generation, financial health, durability, management, and moat & position. See how the quality score works.

The three-tier owner-earnings fair value estimate, price & fair-value chart, financial statements, and complete management evaluation for BAC are available in the MoatScope app (14-day free trial, no card required). New to the framework? Start with the MoatScope guide.